A Protection Plan That Increases Your Net Worth Up To 5X While Covering Investment Losses

Get covered, increase accumulated wealth, and get even higher coverage over the years

Single plan with multiple benefits

Increase net worth and accumulated wealth

Investment losses are covered

Only enjoy capital gains for higher coverage

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Other T&Cs may apply. Contact us to learn more.

Who is this for?

Singaporeans who are about to withdraw a lump sum from CPF for their retirement at age 55*, and are considering where to invest that money while protecting the capital for their family.

Anyone* who wants whole life coverage while getting higher coverage over the years with minimal investment risks.

*Without any pre-existing medical condition.

How does it work?

Pay for the premiums in one lump sum. Amount varies, depending on your desired coverage amount.

1

Kick back, relax, and let the money grow*.

2

From year 11 onwards, start getting guaranteed loyalty bonuses to further increase your coverage.

3

Need a holiday but don’t want to touch your savings? Make ad hoc withdrawals to pay for your retirement vacations while still maintaining coverage.

4

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*Actual gains depend on the market conditions, but investment losses are all covered, so you protect your initial lump sum while enjoying potential capital gains.

Features & Benefits At One Glance

Payout a lump sum in the event of death.

Coverage term of whole life up until death. Terminal illness coverage up to age 99.

Flexible options for life's changes, for eg. option to change life insured.

Increase coverage either by paying more premiums after initial lump sum premium, or if there are capital gains from your performance account, your coverage will automatically increase.

Investment losses are absorbed while you only enjoy capital gains, so coverage won't ever be affected.

Loyalty bonus from year 11 of policy onwards, granting you even more capital gains for a long time.

We compare 13 insurance company policies to find the best plan that caters to your unique needs.

AIA Singapore

Transamerica

AXA Insurance Singapore

Tokio Marine Life Insurance Singapore

Utmost Worldwide Insurance

FWD Insurance

Life Insurance Corporation (Singapore)

Manulife (Singapore)

NTUC Income Insurance

Swiss Life (Singapore)

HSBC Insurance

China Taiping Insurance

Singlife with Aviva

GET BEST RATES

A Protection Plan That Increases Your Net Worth While Covering Investment Losses

Get covered, increase accumulated wealth, and get even higher coverage over the years

Other T&Cs may apply. Contact us to learn more.